What We Offer

Protect What Matters. Build What Lasts.

At Black Wall Insurance Group, we do more than sell policies — we help families build financial security that lasts for generations. Whether you're protecting loved ones, preparing for the unexpected, or investing in your future, our services are designed with you in mind.

Explore our coverage options below to find the plan that fits your goals, your budget, and your legacy.

Term Life Insurance

Term life insurance is the simplest and most affordable way to protect your family. It provides coverage for a set period — like 10, 20, or 30 years — and pays out a tax-free lump sum if you pass away during that time. This money can cover funeral costs, pay off debts, replace lost income, and secure your family's future. Term policies are ideal if you’re looking for maximum coverage at a lower cost, especially while raising kids, paying a mortgage, or growing a business.

Whole Life Insurance

Whole life insurance offers lifelong coverage and builds cash value over time. As long as you pay your premiums, your policy won’t expire — and your loved ones are guaranteed a payout when you pass away. Plus, the policy grows in value like a savings account you can borrow from. This makes it a powerful tool for wealth building, legacy planning, and long-term financial security. It costs more than term, but it does more — for life.

Universal Life Insurance

Universal life insurance combines flexibility with lifelong protection. It lets you adjust your premium payments and death benefit as your needs change over time. Like whole life, it also builds cash value, but you have more control over how and when you pay. Universal life is ideal for those who want permanent coverage with the ability to adapt the policy based on their financial goals or life changes.

Annuities

An annuity is a way to turn your savings into guaranteed income for life or a set number of years — often used for retirement. You pay into it (either all at once or over time), and in return, it pays you monthly or annually in the future. It’s a smart solution if you’re worried about outliving your money or just want steady, reliable income during retirement. Some annuities also come with benefits like growth potential or long-term care options.

Why Choose Us?

We’re more than insurance — we’re your partner in legacy.

Black Wall Insurance Group was built to help underserved communities protect their families, grow their money, and create generational change.

Built for Your Legacy

Our policies are tailored to your life — whether you're just getting started or planning for your children’s future. We help you build wealth through protection, not just payouts.

Support That Actually Cares

We don’t outsource your questions. Our team is made up of real people who care about your goals and walk with you from your first quote to your first investment.

More Than a Policy

We help our clients invest smarter, access capital, and plan long-term. With Black Wall, you’re not just buying insurance — you're building a future.

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Reliable Protection

Count on us for dependable life insurance coverage tailored to you.

Trusted Advisors

Our expert team offers personalized guidance to help you choose the perfect life insurance plan for your needs and goals.

Leading Coverage

Providing top-rated life insurance trusted by families across North America.

1659

HAPPY CLIENTS

12

INSURANCE PRODUCTS

75+

YEARS OF EXPERIENCE

54

PROFESSIONAL AGENTS

What people say about us.

Here are comments from our beloved clients

I am a small farmer, with my ranch located in the Southern Idaho and providing me with all my earnings. That’s why I signed up for insurance – to back up this humble pie of mine!